If you’ve discovered wrong information on your credit report, your first instinct might be to dispute it online for a quick fix. But there are several reasons you shouldn’t dispute your credit report online — and they all come downREAD MORE
Consumer Rights
It seems these days that scams targeting older people are everywhere — online, in person, over the phone. Fraudsters know exactly how to manipulate elderly users, preying on their trust and confusion. They pretend to be helpful, concerned, or evenREAD MORE
Buying the right car for the right price is not always easy. There are many variables to consider — trade-in allowances, discounts, interest rates, leasing, financing, and more. It should be an exciting experience, but for many seniors, it quicklyREAD MORE
Force-placed mortgage insurance when the homeowner already has insurance, resulting in false credit reporting and violations of the Real Estate Settlement Practices Act. Defendants are Newrez LLC, a mortgage servicer, plus the credit bureaus. Plaintiff alleges that Newrez wrongfully imposedREAD MORE
Your child has reached an exciting milestone: buying their first car. Just like turning 18, 21, or starting college, it’s a step toward independence. Unfortunately, it’s also an opportunity for dishonest car dealerships to take advantage of them. For manyREAD MORE
What is a mortgage servicer? A mortgage servicer is a company that manages your mortgage. The mortgage servicer can be the mortgage holder—the bank or investor that actually loaned you the money for your mortgage, or one of the federalREAD MORE
Owning a home is a pivotal moment in many people’s lives, and a key step towards financial independence. Research by Zillow showed that 74% of homeowners with a fixed-rate mortgage experience stable monthly housing costs, while a study by theREAD MORE
—a rising problem at car dealerships, especially for seniors. A spreading problem at car dealers occurs when the dealership fills out the finance application and misrepresents the monthly income of the car buyer. Dealers do this to make car sales—aREAD MORE
In today’s job market, an increasing number of employers rely on criminal background check reports during their hiring process. However, these reports, often from consumer reporting agencies (CRAs), can have serious errors and inaccuracies that affect your chances of beingREAD MORE
The Electronic Fund Transfer Act (EFTA) of 1979, also known as Regulation E, is a United States federal law that was enacted to protect consumers engaging in electronic fund transfers (EFTs). This law covers various types of transfers including ATMREAD MORE