What is a mortgage servicer? A mortgage servicer is a company that manages your mortgage. The mortgage servicer can be the mortgage holder—the bank or investor that actually loaned you the money for your mortgage, or one of the federalREAD MORE
Credit Reports
Owning a home is a pivotal moment in many people’s lives, and a key step towards financial independence. Research by Zillow showed that 74% of homeowners with a fixed-rate mortgage experience stable monthly housing costs, while a study by theREAD MORE
In today’s job market, an increasing number of employers rely on criminal background check reports during their hiring process. However, these reports, often from consumer reporting agencies (CRAs), can have serious errors and inaccuracies that affect your chances of beingREAD MORE
In today’s competitive housing market, applying for a new apartment or house can be a rigorous process full of paperwork, background checks, and financial scrutiny. However, for some, the application process can be a nightmare. Imagine this: you’ve finally foundREAD MORE
As a major player in the financial world, the credit reporting agency Equifax has grappled with data security breaches, privacy issues, and consumer rights violations. In 2017, the company suffered a massive data breach which compromised approximately 147 million people’sREAD MORE
It may surprise you to know that one in four American consumers have found mistakes in their credit files. And not simple mistakes either – sometimes, someone else’s credit information can show up in your report. When this happens yourREAD MORE
You might not believe it, but the difference between a good and bad credit score can cost you a lot. In fact, according to a recent study from the financial tech company “Self.”, bad credit will cost the average AmericanREAD MORE
Trading in a used vehicle to a dealership is not always as trouble-free as one would hope. For one thing, when you decide to exchange your car to purchase a new one, you will have a rough time getting fairREAD MORE
The importance of having good credit cannot be stressed enough. Our economy runs on credit. To use your credit card or to secure a mortgage, it’s necessary for a lender to extend to you a line of credit. Maintaining aREAD MORE
…but are we surprised? Consumer Financial Protection Bureau (CFPB) records record number of complaints against “Big 3” credit bureaus–Equifax, Experian and TransUnion. NEW REPORT: ‘Big 3’ credit bureaus garner most consumer complaints in record-setting year CFPB database shows Americans areREAD MORE