Dear Readers, I was again quoted in creditcards.com on the issue of whether merchants can accept credit cards from minors. Enjoy the read and I hope it helps! Is it OK for merchants to accept credit cards from minors?READ MORE
Credit Fraud
Some good tips by Bank of the West about spotting and avoiding credit card scams. Definitely should help you in avoiding identity theft or wrongful credit damage situations. Remember that you have rights under the Calfiornia Identity Theft Law andREAD MORE
Hello Readers, I just wanted to let you know that we are officially handling TCPA cases. These are cases where creditors or debt collectors “blow up” your cellphone–make repeated calls to it without your permission. REMEMBER, AND REMEMBER WELL: NEVERREAD MORE
Negotiating with a creditor or debt collector? What do you do if creditor/collector offers to change your credit reporting from “delinquent” to “paid in full” or “settled in full”? Just FYI, both are highly derogatory credit marks and will damageREAD MORE
Happy 2014, Readers! I get frequent inquiries from victims of debit card identity theft. With the recent situation at Target Stores, which indeed involved a lot of debit cards, this topic is ripe for some candid discussion. A lot ofREAD MORE
CHECK YOUR CREDIT REPORTS FOR MIS-REPORTING OF PAID JUDGMENTS! Credit bureau TransUnion today agreed to settle a class action in Virginia for $1.4mm, where the main allegation was that TU had failed to accurately report paid judgments as paid. IfREAD MORE
ByRobert F. Brennan. Happy December one and all, and I hope all of you have a great holiday season. Currently credit reports from the major bureaus are available only in English. The reports are hard enough to interpret even forREAD MORE
Background checks are a part of life now. Whenever you are applying for a job, for an apartment, for a promotion or for insurance, you can basically bet on the fact that someone will be pulling a background check reportREAD MORE
YOU DO NOT NEED CREDIT MONITORING SERVICES!!!!! Recently, Adobe got hacked and sent an email to its subscribers, offering (at a cost) the Experian Credit Monitoring Service to those who got hacked. Of course the victim would have to payREAD MORE
Here’s an itty-bitty story that, over time, will snowball into a HUGE data-breach story. Yes, folks, as explained in the article below, Experian sold your confidential information, including your social security numbers, to third parties who are in turn sellingREAD MORE