ByRobert F. Brennan. Happy December one and all, and I hope all of you have a great holiday season. Currently credit reports from the major bureaus are available only in English. The reports are hard enough to interpret even forREAD MORE
Credit Fraud
Background checks are a part of life now. Whenever you are applying for a job, for an apartment, for a promotion or for insurance, you can basically bet on the fact that someone will be pulling a background check reportREAD MORE
YOU DO NOT NEED CREDIT MONITORING SERVICES!!!!! Recently, Adobe got hacked and sent an email to its subscribers, offering (at a cost) the Experian Credit Monitoring Service to those who got hacked. Of course the victim would have to payREAD MORE
Here’s an itty-bitty story that, over time, will snowball into a HUGE data-breach story. Yes, folks, as explained in the article below, Experian sold your confidential information, including your social security numbers, to third parties who are in turn sellingREAD MORE
I will be contributing to Fox Business on a story about new start-up companies that mine social network data in determining loan applications. I mean, can you believe this? If I have too many friends with low credit scores, thisREAD MORE
Groundbreaking Federal Trade Commission (FTC) ruling: FTC fines Certegy for violations of the Fair Credit Reporting Act. Folks, there are so, so many data brokers out there that traffic in and make money off of your personal information. It’s impossibleREAD MORE
Hello Readers, Here’s an excellent op-ed piece from the NY Times on why credit bureaus do not have the incentive to make their credit reports more accurate. Good reading! OP-ED CONTRIBUTORS To Catch a Creditor By JEFF SOVERN and IRAREAD MORE
Hello and happy March 8! My friend and Credit.com consumer credit guru writes an excellent short piece on writing dispute letters to the credit bureaus. Remember, I FIRMLY recommend against online disputing, and I’ve published videos and other articles onREAD MORE
Can you say DISCRIMINATION? Credit giant TransUnon now has what it calls a “metro score,” where your credit score can now be affected by the neighborhood in which you live, regardless of your own credit history or bill-paying habits. Uhhh…..gee,READ MORE
Following the big “60 Minutes” piece, even the New York Times is jumping on the bandwagon. Check out NYT’s op-ed piece on credit report inaccuracies: EDITORIAL Victimized by Credit Reports Published: February 12, 2013 The companies that compile and sellREAD MORE