Credit Fraud

This is a link to a YouTube video I recently did, explaining that many credit card companies are now going after authorized users of credit cards, not just the cardholders themselves, to try to collect debts.  Authorized users are notREAD MORE

Dear Readers, Thanks for tuning in. With debts being transferred around today like so many baseball cards, it happens that some consumers pay a debt, only to learn later that the debt collector that they paid does not owe theREAD MORE

Here’s a short article from Yahoo Finance in which the CEO of the Fair Isaac Co. discusses how to improve your credit score, as well as the types of things which can severely damage your score. Enjoy! Many people haveREAD MORE

Tip of the day, which is a repeat but it’s an oldie-but-goodie: LOOK AT YOUR CREDIT REPORTS EVERY 90 DAYS OR SO, at a minimum. I don’t think obsessing over your credit report and monitoring it daily does anything otherREAD MORE

Hello Readers, Welcome to the “Dog Days,” so named because the “Dog Star” is high in the nighttime sky and very visible. My grandmother used to tell me that “Dog Days” were so named because dogs went blind with theREAD MORE

Account Number Morphing – Still Another Barrier to Accurate Credit Reporting By Robert F. Brennan The Federal Credit Reporting Act [“FCRA”] makes it mandatory for Credit Reporting Agencies such as Experian, Equifax and Trans Union “to follow reasonable procedures to assureREAD MORE

Hello Readers, We get a lot of inquiries about LifeLock and other similar services, wherein you pay the company a monthly fee to protect your credit report. Guess what? You could do this all yourself if you followed the adviceREAD MORE

Hello Readers, Most of you remember the tale of the Trojan Horse, where the Greek Army gave a gift to the embattled city of Troy of a great wooden horse in which were hidden 30 of the best Greek troops.READ MORE

Hello all, sorry I haven’t written for a while. My next big credit damages trial comes up in April against HSBC, formerly known as “Household Bank”. I suppose they formerly called themselves “Household” because that’s what they would grab, inREAD MORE

Hello, For some time, my clients have known that my firm consistently opposes efforts by big corporations, car dealers, credit card companies and the like to deprive consumers of their rights to have their disputes decided in a court ofREAD MORE