The Electronic Fund Transfer Act (EFTA) of 1979, also known as Regulation E, is a United States federal law that was enacted to protect consumers engaging in electronic fund transfers (EFTs). This law covers various types of transfers including ATMREAD MORE
On May 2, 2024, California’s Second District Court of Appeals (appeals court for LA, Ventura, San Luis Obispo and Santa Barbara counties) issued an important decision on California’s lemon law. This decision allows buyers of used cars with the balanceREAD MORE
Is your credit score lower than it should be? The wrong information on your credit report might be the culprit. When this happens, you have the right to file a credit report dispute. However, almost 50% of all disputes areREAD MORE
Electric vehicles (EVs) have been touted as the future of transportation, promising a cleaner, more sustainable alternative to traditional gas cars. However, an investigation by UK magazine What Car? found a significant gap between the advertised range of EVs andREAD MORE
The recent California decision of Niedermeier v. Fiat-Chrysler US LLC, decided on March 7, 2024, holds that a consumer who has a lemon and has filed a lawsuit seeking replacement of the vehicle need not keep the vehicle until the time ofREAD MORE
If you’re mistakenly reported as dead by a credit bureau, there can be serious consequences on your credit. You may be denied when applying for a loan, find your credit cards canceled and your assets frozen, and even be deniedREAD MORE
In today’s competitive housing market, applying for a new apartment or house can be a rigorous process full of paperwork, background checks, and financial scrutiny. However, for some, the application process can be a nightmare. Imagine this: you’ve finally foundREAD MORE
Ford has a long history as one of the most popular makers of cars made in the USA. Recently, Ford reduced its sedan models to two in order to cut costs and focus on trucks and SUVs. In doing so,READ MORE
As a major player in the financial world, the credit reporting agency Equifax has grappled with data security breaches, privacy issues, and consumer rights violations. In 2017, the company suffered a massive data breach which compromised approximately 147 million people’sREAD MORE
Imagine trying to make an online purchase only to discover your bank account emptied. Or learning your identity was compromised and used to commit fraud, access your accounts, or impersonate you online. This is not a hypothetical situation, but theREAD MORE